3175 CUSTER DR STE 302
LEXINGTON KY 40517-4023
Contact Information
Address 3175 CUSTER DR STE 302
LEXINGTON , KY 40517 4023
Phone (859) 684-9611
Contact Name Gina Smith
Web and Social Media
Building a "rubble" house in Haiti
At A Glance
IRS Ruling Year 2010
Other ways to donate, support, or volunteer Go to our website and click on the donation link, mail checks to the primary address or contact the office about any in-kind donations. Volunteers for local or international projects are always welcome. Contact the office about opportunities. There are opportunities for young people through ABLE Youth.
Financial Summary
Revenue vs Expenses - All Years
Expense Breakdown - Recent Year
Mission Statement "To restore, by the grace of God, peoples spirit, confidence and belief in their own abilities by the help we provide".
Background Statement ABLE, Inc., (Assisting Better Living Everywhere, Inc.) was founded in 2009 by a group of individuals whose goal was to create a volunteer-focused non-profit organization that would minimize administrative and/or "overhead" expenses and to serve people in need of all races, colors, creeds, religions, etc., all over planet Earth.  
Impact Statement Provide critical home repairs for low-income veterans, seniors and disabled individuals in Central Kentucky. Support schools, clinics, orphanages and similar organizations in under-developed countries, including Haiti, Jamaica, Ghana, Bolivia, Burma, Uganda, Belize Kenya, Mexico and the Dominican Republic. Provide service opportunities for young people through ABLE Youth.
Needs Statement Greatest need is for funding to support infrastructure, building materials, and operating supplies. Organization requires approximately $50,000 per year to meet these requirements, including increasing demand for critical home repairs.
CEO/Executive Director Statement ABLE is truly an organization designed to assist people live better lives wherever needs exist. Whether this comes in the form of building a handicap-accessible ramp for a low-income person, building a classroom in an impoverished area in Ghana, building homes for earthquake victims in Haiti, or assisting in some other way - ABLE's volunteers stand ready to serve. They not only devote their time and talent, but they also pay their own expenses. ABLE's missions are life-changing for the beneficiaries and for the volunteers. ABLE is committed to using donations of money or goods to truly make a difference.
Board Chair Statement
ABLE is an extraordinary organization, because it attracts volunteers who want to make a difference in the lives of others - whether in Kentucky, Texas or around the world - at their own expense. That makes it possible for ABLE to operate very efficiently, with modest financial requirements. ABLE must raise funds for minimal infrastructure expenses, as well as building materials and some supplies. As a result, every dollar committed to ABLE makes a real difference. While ABLE is relatively young as an organization, we have helped many people and organizations in Central and Eastern Kentucky, Texas, Haiti, Ghana, Jamaica, Uganda, Myanmar, Kenya, Bolivia, Mexico, and Belize. Although ABLE is a Christian organization, work is performed without regard to religion, race, or any other factor. Our volunteers tend to return time after time to help others. Our ABLE Youth program works to instill a culture of service in young people, both domestically and internationally - typically exposing them to cultures and living conditions they would not otherwise experience.
Service Categories
Secondary Organization Category Housing, Shelter / Home Improvement/Repairs
Tertiary Organization Category Public & Societal Benefit / Public & Societal Benefit NEC
Geographic Areas Served
Central Kentucky
ABLE conducts missions internationally. Domestically, critical home repair missions are typically focused in Central and Eastern Kentucky. Other missions are in and around Austin, Texas.
Impact Questions
GoalsHelpWhat is the organization aiming to accomplish? This is the organization's ultimate goal for intended impact.
Domestically, ABLE plans to assist 8-10 low-income veterans, seniors and disabled individuals annually with critical home repairs, improving their quality of life.
Internationally, ABLE plans to conduct at least three international missions annually, providing desperately-needed services and facilities in impoverished areas of under-developed countries. These projects typically will focus on improving the lives of children. 
StrategiesHelpWhat are the organization's strategies for its stated long-term goals?
ABLE reaches out to existing and potential volunteers and donors through a monthly newsletter, executing a communications and engagement-based strategy. Experience has shown that once a person has volunteered or donated to ABLE, that person tends to remain a supporter.
ABLE has a very modest financial requirement for infrastructure and operations and we are seeking grants and donations to fully support those requirements so that the vast majority of all funds donated can go directly to service delivery.
The ABLE Board of Directors has been re-structured over the past two years to include individuals with a wide diversity of experience in education, management, business, social services, construction and marketing to leverage those skills for the constant improvement of the organization. 
CapabilitiesHelpWhat are the organization’s capabilities for doing this? What resources, capacities, and connections support its progress towards long-term goals?
ABLE employs one part-time employee to manage the office, coordinate volunteers and handle the daily routine of any not-for-profit. All other work is performed by volunteers.
These volunteers, including Board members, devote considerable time to the development of plans, strategies and the execution of projects. ABLE is also engaging with other not-for-profits and networks in order to benefit from the experience and expertise of others. 
IndicatorsHelpHow will the organization know if it is making progress? What are the key qualitative and quantitative indicators against which the organization assesses its progress toward its intended impact? ABLE's progress will be evaluated on the basis of the number of individuals/families served through the Low-Income Senior/Disabled/Veteran Critical Home Repair Program; the number of international projects successfully completed (with an understanding of the number of people aided by the projects); and by the number of ABLE Youth who are involved, as well as the number of projects completed by ABLE Youth.
ProgressHelpWhat has and hasn’t been accomplished so far?
ABLE has been successful in the implementation of critical home repair projects, but has been limited by the number of skilled volunteers available. 
One of the challenges of this program is avoiding the temptation to become the all-purpose "handyman" for individuals served. These individuals typically have very little money for maintenance of the home, but ABLE is able to assist only with projects that truly affect quality of life.
Internationally, each project differs greatly, by country, infrastructure, political environment, local stability, etc. ABLE has standards and procedures for all projects, but they need to be regularly adjusted, based upon experiences.
ABLE has found that it is impractical to leave money behind to complete a project or to assist with future needs. Given the areas where ABLE works, there is simply no guarantee that the money will be used as expected - the temptation to put the money to other - sometimes personal - uses is simply too great. Accordingly, ABLE's policy is to manage all funds directly. 
Board Chair
Board Chair Mr. Thomas E Little
Company Affiliation Assisting Better Living Everywhere
Term Jan 2017 to Jan 2018
Board Members
Mr. Sonny Beckley TreasurerVoting
Mrs. Rachel Childress Community VolunteerVoting
Mrs. Jane Chiles Board MemberVoting
Mr. Jon P. Cole Board MemberVoting
Mr. Christian Cole Board MemberVoting
Mrs. Carol M. Cottrill M.D.Board MemberVoting
Mr. Charlie Denham FounderNonVoting
Mr. Tom V. Handy Board MemberVoting
Mr. Bill R. Hayhurst Senior Project, Co-ChairVoting
Mrs. Sarah Hicks Member at LargeVoting
Mr. J. Scott Jacobs Senior Project, Co-ChairVoting
Mr. Jamie J. Jacobs, M.D.Founder; Board MemberVoting
Mr. Tom E. Little RetiredVoting
Mrs. Gayle Morris Board Member - Austin, TX ChapterVoting
Mrs. Erin Newman Board Member - Austin, TX ChapterVoting
Mrs. Rachel Scanlon SecretaryVoting
Mr. Brian Smith Board MemberVoting
Mrs. Marilyn Todd Board MemberVoting
Mrs. Emily Whitley Community VolunteerVoting
Mrs. Janie Wilhelmus Board MemberVoting
Board Demographics - Ethnicity
African American/Black 0
Asian American/Pacific Islander 0
Caucasian 20
Hispanic/Latino 0
Native American/American Indian 0
Other 0 0
Board Demographics - Gender
Male 10
Female 10
Unspecified 0
Board Term Lengths 2
Board Term Limits 5
Board Meeting Attendance % 74%
Written Board Selection Criteria? No
Written Conflict of Interest Policy? Yes
Percentage Making Monetary Contributions 40%
Constituency Includes Client Representation No
Number of Full Board Meetings Annually 6
Board Co-Chair
Board CoChair Ms. Marilyn R Todd
Company Affiliation Assisting Better Living Everywhere
Term Jan 2017 to Jan 2018
Standing Committees
Program / Program Planning
CEO Comments
ABLE's by-laws provide a strong and stable foundation for the operation of the Board and the organization. Additionally policies have been developed to standardize operations of projects. Further, as specific situations occur, policies will be developed to address similar possibilities in the future.
ABLE began with a single individual - one of the founders - conducting all of the administrative and logistical operations as a volunteer. However, when he had to step down as a result of ALS (Lou Gehrig's Disease), ABLE has had to evolve with greater reliance on the Board and a part-time employee. Decisions are always made with the intent of having minimal overhead in mind. Attaining growth under these conditions is challenging and mandates additional fund-raising, which has not previously been a significant need. 
CEO/Executive Director
Executive Director Mrs. Gina Smith
Term Start Dec 2014
Full Time Staff 0
Part Time Staff 1
Volunteers 40
Contractors 0
Retention Rate 0%
Staff Demographics - Ethnicity
African American/Black 0
Asian American/Pacific Islander 0
Caucasian 1
Hispanic/Latino 0
Native American/American Indian 0
Other 0 0
Staff Demographics - Gender
Male 0
Female 1
Unspecified 0
Description Domestically, ABLE assists low-income veterans, seniors and disable individuals with critical home repairs, improving their quality of life.
Population Served Elderly and/or Disabled, Poor,Economically Disadvantaged,Indigent, International
Description Internationally, ABLE conducts international missions annually, providing desperately needed services and facilities in impoverished areas of under-developed countries.  These projects typically will focus on improving lives of children. 
Population Served , ,
Program Comments
CEO Comments
The greatest challenge facing ABLE is acquiring sufficient skilled volunteers to plan and execute sometimes complex critical home repair projects, as well as getting adequate financial support for building materials.
Additionally, although ABLE administrative expenses are very low, generating income to support those expenses is a challenge. In the early years of the organization, all administrative work was performed by retired physicians - who are no longer available. We have found it impractical do depend on a skilled volunteer to run the organization. 
Plans & Policies
Organization has a Fundraising Plan? Yes
Organization has a Strategic Plan? Yes
Management Succession Plan? No
Organization Policy and Procedures Yes
Nondiscrimination Policy Yes
Whistleblower Policy No
Document Destruction Policy No
Revenue vs Expenses - All Years
Expense Breakdown - Recent Year
Fiscal Year
Fiscal Year Start Jan 01, 2017
Fiscal Year End Dec 31, 2017
Projected Revenue $80,000.00
Projected Expenses $70,000.00
Endowment Value $120,000.00
Spending Policy Income Only
Detailed Financials
Revenue SourcesHelpThe financial analysis involves a comparison of the IRS Form 990 and the audit report (when available). Revenue from foundations and corporations may be included in individual contributions when not itemized separately.
Fiscal Year201620152014
Foundation and
Corporation Contributions
Government Contributions$0$0$0
Individual Contributions$104,929$125,355$73,315
Investment Income, Net of Losses$2,058($2)$272
Membership Dues----$0
Special Events$16,516$19,246$18,997
Revenue In-Kind----$0
Expense Allocation
Fiscal Year201620152014
Program Expense$31,832$104,266$68,131
Administration Expense$13,059$15,853$6,990
Fundraising Expense----$0
Payments to Affiliates------
Total Revenue/Total Expenses1.571.041.23
Program Expense/Total Expenses40%87%91%
Fundraising Expense/Contributed Revenue0%0%0%
Assets and Liabilities
Fiscal Year201620152014
Total Assets$209,777$126,271$121,035
Current Assets$101,604$100,457$110,947
Long-Term Liabilities----$0
Current Liabilities----$0
Total Net Assets$209,777$126,271$121,035
Form 990s
2016 Form 990
2015 Form 990
2014 Form 990
2013 Form 990
2011 Form 990
Capital Campaign
Currently in a Capital Campaign? No
State Registration Yes
CEO Comments
Due to the death of the Founder, ABLE is moving from an all-volunteer operation to one with modest operational overhead. It is our goal to create a structure that drives virtually all public donations to direct service delivery, while expanding those services.
This requires greater public exposure, as well as the pursuit of grants to cover infrastructure cost.
In addition to the overseas missions we conduct annually, we believe it is important to address generally unmet needs domestically, with focus in Central Kentucky. We have identified the need for critical home repairs for low income senior citizens, disabled individuals and military veterans. There really is no place for these people to turn to get handicapped accessible ramps and other repairs that enable mobility and enhance quality of life when they cannot afford to have the work done commercially.
ABLE validates financial status of persons with such needs and, if eligible, performs all repairs free of charge. This is done only for homeowners - not for landlords. ABLE works with social workers, churches, senior centers and others to identify potential beneficiaries.
ABLE has recently expanded our group of skilled volunteers, but now need to increase financial resources in order to meet potential demand. Our current goal is 12-15 repair projects per year, with an ultimate goal of 20-25 per year.
At the same time, we plan 3-4 mission trips to under-developed countries, plus Appalachia and low-income communities in the Southwest U.S. per year. These missions will focus on schools, clinics, orphanages and housing in areas of tremendous need. 
Address 3175 CUSTER DR STE 302
LEXINGTON , KY 405174023
Primary Phone 859 684-9611
Contact Email
CEO/Executive Director Mrs. Gina Smith
Board Chair Mr. Thomas E Little
Board Chair Company Affiliation Assisting Better Living Everywhere